Zhongzheng Wang News October 30, CITIC Bank launched the house arrived in loan comprehensive consumer loans in Beijing, the product obtained financing through a mortgage to allow customers in the hands of real estate, moving up. The maximum loan amount can reach Jiucheng mortgage appraisal value, maximum period of 30 years, according to reports, the product revitalize the property through a mortgage, car buyers will be able to meet the mortgage, decoration, education, health, tourism and other household consumer demand. Loans for use when convenient handle 30 million or less can also choose to self-pay credit card, the repayment of the loan amount available is automatically restored. CITIC handle mortgage customers and mortgage customers, the full amount of Forward House of customers to buy, no loans customers can apply for existing homes, according to the CITIC Bank Head Office Consumer Finance Ministry, the CITIC Bank mortgage comprehensive consumer loans (hereinafter CITIC room against loan ), through to the banks for mortgage, get a loan, and thus relieve customers due to too much money invested in the purchase of real estate, resulting in other consumer areas stretched embarrassment. Let the real economic effects of immovable property moving up. The product is a one-stop product characteristics as a consumer of financial services, with a credit, the advantages of convenient recycling of their own property as long as the applicant's name to the maximum mortgage application form to the CITIC Bank consolidated credit approval success , without exceeding the credit limit valid and usable condition, the applicant can be reused many times the loan funds to be used to meet a variety of consumer demand personal and home decoration, study, travel, car, etc., to assess the value of the loan over 70% period of up to 30 years. In addition, if the applicant needs more money, but also add to the banks for additional loans after the bank audit and qualification assessment, the maximum loan amount to the appraised value of the loan Jiucheng. The assessed value of the 70% compared to other, it does have considerable appeal in specific business processes, CITIC room against loan fully into account the process of handling customer experience. Aspects of application and approval process, the applicant only once all the materials submitted for approval, under the approval of the loan is no longer single. Thus greatly improving the handling efficiency loans. The loan repayment is also very flexible and convenient. Specific loan amount can be paid or expended with borrowed with demand still 30 million or less can also choose to self-pay credit card, the repayment of the loan amount can be used to automatically restored. Applicable customer choice, CITIC handle mortgage customers and mortgage clients, customers purchase the full amount of Forward House, and no loans customers can apply for existing homes this product CITIC Bank official said the next step, the CITIC Bank Head Office The room against loan products as a new growth point, once again achieve leapfrog development of consumer finance business, and strive to the end of 2014 so that the size of a breakthrough 55 billion yuan of consumer credit is reported that since 2007, driven by individual housing mortgage business, consumer finance business, CITIC Bank Head Office to achieve a rapid development loans increased from 14.8 billion yuan at the end of 2007 to the current 47 billion yuan, the Beijing market forefront data show that in 2013 19 months Beijing Gross Regional Product 13766.2 billion, an increase of 7.7%, total retail sales of social consumer goods 607.3 billion yuan, an increase of 8.6%. General manager of CITIC Bank Head Office Consumer Finance Wang Kai optimistic about market prospects in Beijing, he said, CITIC Bank has as its own consumer finance business restructuring and development of strategic focus, as the first half of 2013, the balance of the bank consumer finance loans more than 245.2 billion yuan, an increase of 12%. newly issued consumer finance loans of up to 54 billion yuan.click to read more
Sunday, January 5, 2014
CITIC Bank Consumer Finance and then force
Zhongzheng Wang News October 30, CITIC Bank launched the house arrived in loan comprehensive consumer loans in Beijing, the product obtained financing through a mortgage to allow customers in the hands of real estate, moving up. The maximum loan amount can reach Jiucheng mortgage appraisal value, maximum period of 30 years, according to reports, the product revitalize the property through a mortgage, car buyers will be able to meet the mortgage, decoration, education, health, tourism and other household consumer demand. Loans for use when convenient handle 30 million or less can also choose to self-pay credit card, the repayment of the loan amount available is automatically restored. CITIC handle mortgage customers and mortgage customers, the full amount of Forward House of customers to buy, no loans customers can apply for existing homes, according to the CITIC Bank Head Office Consumer Finance Ministry, the CITIC Bank mortgage comprehensive consumer loans (hereinafter CITIC room against loan ), through to the banks for mortgage, get a loan, and thus relieve customers due to too much money invested in the purchase of real estate, resulting in other consumer areas stretched embarrassment. Let the real economic effects of immovable property moving up. The product is a one-stop product characteristics as a consumer of financial services, with a credit, the advantages of convenient recycling of their own property as long as the applicant's name to the maximum mortgage application form to the CITIC Bank consolidated credit approval success , without exceeding the credit limit valid and usable condition, the applicant can be reused many times the loan funds to be used to meet a variety of consumer demand personal and home decoration, study, travel, car, etc., to assess the value of the loan over 70% period of up to 30 years. In addition, if the applicant needs more money, but also add to the banks for additional loans after the bank audit and qualification assessment, the maximum loan amount to the appraised value of the loan Jiucheng. The assessed value of the 70% compared to other, it does have considerable appeal in specific business processes, CITIC room against loan fully into account the process of handling customer experience. Aspects of application and approval process, the applicant only once all the materials submitted for approval, under the approval of the loan is no longer single. Thus greatly improving the handling efficiency loans. The loan repayment is also very flexible and convenient. Specific loan amount can be paid or expended with borrowed with demand still 30 million or less can also choose to self-pay credit card, the repayment of the loan amount can be used to automatically restored. Applicable customer choice, CITIC handle mortgage customers and mortgage clients, customers purchase the full amount of Forward House, and no loans customers can apply for existing homes this product CITIC Bank official said the next step, the CITIC Bank Head Office The room against loan products as a new growth point, once again achieve leapfrog development of consumer finance business, and strive to the end of 2014 so that the size of a breakthrough 55 billion yuan of consumer credit is reported that since 2007, driven by individual housing mortgage business, consumer finance business, CITIC Bank Head Office to achieve a rapid development loans increased from 14.8 billion yuan at the end of 2007 to the current 47 billion yuan, the Beijing market forefront data show that in 2013 19 months Beijing Gross Regional Product 13766.2 billion, an increase of 7.7%, total retail sales of social consumer goods 607.3 billion yuan, an increase of 8.6%. General manager of CITIC Bank Head Office Consumer Finance Wang Kai optimistic about market prospects in Beijing, he said, CITIC Bank has as its own consumer finance business restructuring and development of strategic focus, as the first half of 2013, the balance of the bank consumer finance loans more than 245.2 billion yuan, an increase of 12%. newly issued consumer finance loans of up to 54 billion yuan.click to read more
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